Traditonal loan programs that ususally require 5% down and offer competitive interest rates.  Documentation an fair-to-good credit are necessary.

Loans where your income is not requested or verified.  There are several varieties of the "no doc" loan.  Some borrowers choose not to disclose employment, income or asset information, while other may be willing to disclose employment and asset information but not income.  With all the variations of the no-doc loan, there is definately a mortgage program for today's non conventional borrowers.

0% down payment required, but closing costs are paid by the borrower.  (seller can pay up to 6% closing costs).

0% down payment  required and closing costs can be financed up to 103% of the purchase price.  Only single-family homes that will be owner-occupied are eligible.

This is a mortgage which carries a 2nd mortgage for up to 20% of the purchase price.  It is usually used when wishing to avoid PMI, (Private Mortgage Insurance) or to keep your first mortgage under conforming loan limits.

Any mortgage with a loan amount over $417,000.  We offer fixed rate mortgages and ARM products with full documentation, alternative documentation, and limited documentation.

These mortgages are for the credit challenged.  They can vary from slightly damaged credit to severely damaged.  Whatever the the situation we have a mortage that will get you back on track.

Subordinate to the first mortage, these loans offer the borrower the ability to get money for home improvement, debt consolidation or many other reasons without disturbing their first mortgage.  Concvient when you have a low interest intreres first loan.

Used to finance 1-4 family properties that wll be for investment. 

Backed by the Department of Housing and Urban Development, this mortgage offers the ability to put as little as 3% down payment - and they can even finance "allowable" closing costs.  Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.

Backed by the Veterans Administration and the federal government, it is similar to FHA exept that you have to be in the military or a Veteran to qualify.

If your have equity in your home and you are in a Chapter 13 bankruptcy your have the option of refinancing your home and paying off all of your debt.